“We’re reaching out to people on the go,” says Jonas Roeser, Senior Vice President of Marketing and Operations for LTCFP.

“Dignity for Life” sells for $4.95 in the Amazon.com Kindle Store. Go to amazon.com and search for item number B0030GFC4K, or search within the Kindle Store for “Dignity for Life.” Once purchased, the guide may be read on your Kindle.

If you don’t have a Kindle but have an iPhone or iPod touch, you can also read Dignity for Life on the go. You’ll need the Kindle for iPhone App, available free. When your installation is complete, simply tap the Kindle for iPhone icon on your iPhone or iPod touch. Then tap Get Books and search for “Dignity for Life.”

Since April, 2007, the print version of “Dignity for Life” has been available on Amazon.com for $8.95 (ISBN: 9780615142531).

The guide reveals –
* Who tends to need long term care, and why;
* Alternative ways of paying for care;
* Why Medicare and regular health insurance fail to address most long term care needs;
* Why long term care insurance protects one’s assets as well as one’s lifestyle and well being; and
* How to choose the right policy from a sound carrier, and avoid rate escalation.

More information on long term care insurance is available at the LTC Hotline — www.ltchotline.com — manned by LTCFP experts.

The lead article presents good news from Washington: the Deficit Reduction Act of 2005 (DRA) expands the National Long-Term Care Partnership to all states. “This empowers every state, from New York to California, to reward residents who purchase long term care insurance,” says Roeser. The rewards can be substantial.

For example, if a resident purchases a Partnership policy, “it may mean they can keep as little as $100,000 up to ALL their assets and still qualify for Medicaid should their private LTC benefits run out.” The article describes the conditions and provides a web link and toll-free access to more detailed information. (States must pass their own legislation to activate the Partnership plans; many have already done so.)

Other articles in the newsletter cover a variety of financial and lifestyle topics:

* Who will be the caregiver for your loved one? It doesn’t have to be you, at least not as a full-time commitment. A menu of five care source categories is offered, each allowing you to keep on with your life.

* How can you find the right financial advisor for your situation? You’ll want someone who’s long-term-care-savvy. This article gives five “credentials” to look for.

* Tips for helping an aging loved one maintain dignity. This article also shows why appropriate respect helps preserve family harmony.

* The special rewards of going back to work, on one’s own terms, once retired. Care needs of a loved one don’t have to be an obstacle. This article also discusses the Social Security implications.

In addition, the newsletter includes a free offer for “Dignity for Life — Five Things You Should Know Before Considering Long Term Care Insurance,” sold on Amazon.com for $8.95.

The 4-color newsletter is available in print and downloadable formats. Subscriptions may be requested at www.ltcfp.us/ltcfp/newsletter.html. Individuals may also, at the same time, request competitive long term care insurance quotes from 6 leading carriers.

All trademarks acknowledged.

The guidebook is “Dignity for Life: Facts That Can Protect Your Assets & Quality of Life.” It states that Alzheimer’s Disease and other forms of dementia account for over 30% of long term care claim dollars, significantly higher than for circulatory disease, Parkinson’s, stroke, or broken bones due to osteoporosis. The book recommends simple screenings that can detect dementia at its earliest and most treatable stages. “Dignity for Life sells for $8.95 on Amazon.com, but we’re giving it away free,” says Truesdell.

The web links refer people to easy, sensible measures for keeping one’s memory and reason intact years longer. These measures fall into three categories:

1 Brain fitness exercise. There are links to programs that hone one’s perception, memory, and concentration. “For brain as well as muscle, you need to use it or lose it,” says Truesdell.

2 Nutrition. There are links to lists of what to eat and drink to promote brain health. Some of the tips are as simple as drinking enough water to irrigate brain cells properly.

3 Aerobic exercise. There are links to recreation and exercise options that all have a common aim: sending plenty of oxygen to brain cells.

The free guidebook and links are available at www.ltcfp.us/ltcfp/brain-fitness.html .

LTC Financial Partners works with leading insurance carriers that share their concern about brain health. “They all want Americans to live longer in good shape, mental as well as physical,” says Truesdell. “Some have programs that actively encourage individuals to take care of themselves.” And corporate wellness programs are finding increasing insurance-industry support, Truesdell points out. “On that front, we’re helping out with our informational program for company employees, the Long Term Care Outreach and Education Program (LTCOEP(TM)).”